ABC Insurance Company

POLICY DECLARATIONS

Named Insured/Residence Address Producer Policy Number
John or Jane Smith
899 Hanover Avenue
Sunnyvale, CA 94086
Your Insurance Agent
123 Ocean View Blvd.
Pacific Grove, CA 93950
123456-7890123
Mailing Address Garage Address Policy Term
899 Hanover Avenue
Sunnyvale, CA 94086
899 Hanover Avenue
Sunnyvale, CA 94086
1/1/2013 to 1/1/2014
12:01 am Standard Time
Description of Vehicle(s)
# Year, Make, Model and Body Type V.I.N. Value Plan Driver(s)
1
2
3
1985 Porsche 911 Carrera Cabriolet
2008 Mercedes-Benz E350 Sport
1996 Wells Cargo 24' trailer
WP0EB0917FS123456
WDBUF56018B123456
1WC200L2BT1234567
$30,000
$35,000
$5,000
Pleasure
Commute
Transport
1,2
1,2,4
1,2
Premiums and Coverages
(coverage is provided only where a premium is indicated)
Coverage Limits #1 #2 #3
Bodily Injury Liability

Property Damage Liability
Uninsured/Underinsured Motorists

Medical Payments
Collision Deductible
Other Than Collision Deductible
Roadside Assistance
$100,000 (ea. person)
$300,000 (ea. accident)
$100,000 (ea. accident)
$100,000 (ea. person)
$300,000 (ea. accident)
$10,000 (ea. accident)
$500
$500
Included
$100.00

10.00
50.00

10.00
210.00
200.00
10.00
Included

Included
Included

Included
$355.00
350.00
10.00
 

 
 

 
$120.00
100.00
 
Loss Payee(s)
1    N/A
2    Mercedes-Benz Financial Services, P.O. Box 17496 Baltimore MD 21297-1495. Loan# 12345678
3    N/A
Driver(s)
1    John Smith
2    Jane Smith
3    John Smith, Jr. - EXCLUDED
4    Sally Smith
Misc Notes

Rated with NO violation or accident incidents.
Rated as garaged and driven primarily in the State of CALIFORNIA.
Valuation Basis for Vehicle #1: Agreed Value.

20% Good Driver Discount INCLUDED.

Policy Forms and Endorsements
PC01230611   
PP00010105
PP01691107
PP04870805   
CV90110209
PP13011299
PCIDCA0611
Signed By:
(Authorized Representative)
Date:
1/1/2013
LW Insurance
PC01230611

This document is part of the article How to Read Your Policy Declarations - Part 1 of an instructional series on How to Read Your Car Insurance Policy