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What You Should Know > Conclusion
Obtain an "Agreed Value Collector Car" policy through a reputable insurance agent or broker who understands the collectible automobile business. That way, you won't lose any sleep over how a future claim will get settled.
Your agent should have a solid relationship with the insurance company underwriting the policy. A few agents have claims authority to help the insurance company settle claims quickly to your complete satisfaction. Better agents are actively involved in the collectible car hobby.
Many participate in various car clubs' activities. Does your agent have any long-term commitments to any car clubs or car manufacturers?
Why settle for less? If your current insurance agent cannot offer you a true collector car insurance policy with an "Agreed Value" form, find a new agent. Read your policy carefully, and shop around. Spend time comparing all aspects of an insurance policy -- not just its price -- and make sure it suits your needs.