When reporting the drivers who will be allowed to drive your insured classic car, the following instructions from the application should be noted. On your application:
List all licensed drivers who are members of your household, regardless of whether they drive the automobile, are to be excluded from the policy, reside full-time where the covered automobile is garaged or reside in your home (e.g., students away at school).
Include anyone who may be allowed to drive the automobile.
Include any accidents, violations or incidents which still appear on a reported driver's record.
Note: A person old enough to get a drivers license must be reported whether or not they have a license.